GuardiansOnesCardControlPrivacyPolicy
LastUpdated:May11,2021
GuardiansOneCardControl(theApp”)–poweredbyFiservhelpsyoucontrolyourcreditanddebit
cardsthroughyourmobiledevice,makingiteasytomanageyourfinancesonthego.
TheAppallowsyouto:
turnyourcreditcardsonandoff;
establishtransactioncontrolsfor
dollaramountlimits,merchantcategoriesandgeographic
locations;
receivealertswhenyourcreditcardisused,approvedorexceedsthetransactioncontrolssetby
you;
stayinformedofpotentialfraudwithalertsonattemptedanddeclinedtransactions;and
getrealtimebalancesforyouraccounts.
ThisPrivacyPolicy,incombinationwithotherrelevantprivacynoticesthatweprovidetoyou(e.g.,
pursuanttofinancialprivacylaws),informyouofthepoliciesandpracticesregardingthecollection,use
anddisclosureofanypersonalinformationthatweandourserviceproviderscollectfromoraboutusers
inconnectionwiththe
App’swebsiteandmobileapplication(theServices”).
THETYPESOFINFORMATIONWECOLLECTINTHEAPP
ThroughyouruseoftheServices,wemaycollectpersonalinformationfromyouinthefollowingways:
(a)PersonalInformationYouProvidetoUs.
Wemaycollectpersonalinformationfromyou,suchasyourfirstandlastname,address,email,
telephonenumber,andsocialsecuritynumberwhenyoucreateanaccount.
Wewillcollectthefinancialandtransactioninformation necessarytoprovideyo uwiththe
Services,includingaccountnumbers,paymentcardexpirationdate,paymentcardidentification,
verificationnumbers,andtransactionandpaymenthistory.
Ifyouprovidefeedbackorcontactusviaemail,wewillcollectyournameandemailaddress,as
wellasanyothercontentincludedintheemail,inordertosendyouareply.
Wealsocollectothertypesofpersonalinformationthatyouprovidevoluntarily,suchasany
informationrequestedbyusifyoucontactusviaemailregardingsupportfortheServices.
(b)PersonalInformationCollectedfromThirdParties.Wemaycollectcertaininformationfromidentity
verificationservicesandconsumerreportingagencies,including
creditbureaus,inordertoprovide
someofourServices.
(c)PersonalInformationCollectedViaTechnology.Weandourserviceprovidersmayautomaticallylog
informationaboutyou,yourcomputerormobiledevice,andyourinteractionovertimewithour
Services,ourcommunicationsandotheronlineservices,suchas:
Devicedata,suchasyourcomputer’sormobiledevice’soperatingsystemtypeandversion,
manufacturerandmodel,browsertype,screenresolution,RAManddisksize,CPUusage,device
type(e.g.,phone,tablet),IPaddress,uniqueidentifiers,languagesettings,mobiledevicecarrier,
radio/networkinformation(e.g.,WiFi,LTE,3G),andgenerallocationinformation
suchascity,
stateorgeographicarea.
Onlineactivitydata,suchaspagesorscreensyouviewed,howlongyouspentonapageor
screen,thewebsiteyouvisitedbeforebrowsingtotheService,navigationpathsbetweenpages
orscreens,informationaboutyouractivityonapageorscreen,accesstimes,anddurationof
access.
Cookies,whicharetextfilesthatwebsitesstoreonavisitor’sdevicetouniquelyidentifythe
visitor’sbrowserortostoreinformationorsettingsinthebrowserforthepurposeofhelping
younavigatebetweenpagesefficiently, rememberingyourpreferences,enablingfunctionality,
andhelpingusunderstanduseractivityandpatterns.
Localstoragetechnologies,likeHTML5andFlash,thatprovidecookieequivalentfunctionality
butcanstorelargeramountsofdata,includingonyourdeviceoutsideofyourbrowserin
connectionwithspecificapplications.
Webbeacons,alsoknownaspixeltagsorclearGIFs,whichareusedtodemonstratethata
webpageoremailwasaccessedoropened,orthatcertaincontentwasviewedorclicked.
LocationInformation.Ifyouhaveenabledlocationservicesonyourphoneandagreetothe
collectionofyourlocationwhenpromptedbytheServices,wewillcollectyourlocation
informationwhenyouusetheServices ;forexample,toprovideourfrauddetectionservices.If
youdonotwantustocollect
thisinformation,youmaydeclinethecollectionofyourlocati on
whenpromptedoradjustthelocationservicessettingsonyourdevice.
HOWWEUSEYOURINFORMATIONCOLLECTEDINTHEAPP
(a)GeneralUse.Ingeneral,weuseyourpersonalinformationcollectedthroughyouruseoftheServices
torespondtoyourrequestsassubmittedthroughtheServices,toprovideyoutheServicesyourequest,
andtohelpserveyoubetter.Weuseyourpersonalinformation,inconnectionwiththeApp,in
the
followingways:
facilitatethecreationof,andsecureandmaintainyouraccount;
identifyyouasalegitimateuserinoursystem;
provideimprovedadministrationoftheServices;
providetheServicesyourequest;
improvethequalityofexperiencewhenyouinteractwiththeServices;
sendyouadministrativeemailnotifications,suchassecurityorsupportandmaintenance
advisories;and
sendsurveys,offers,andotherpromotionalmaterialsrelatedtotheServices.
(b)Complianceandprotection.Wemayuseyourpersonalinformationto:
complywithapplicable laws,lawfulrequestsandlegalprocess,suchastorespondtosubpoenas
orrequestsfromgovernmentauthorities;
protectour,yourorothers’rights,privacy,safetyorproperty(includingbymak i ngand
defendinglegalclaims);
auditourinternalprocessesforcompliancewithlegalandcontractualrequirementsand
internalpolicies;
enforcethetermsandconditionsthatgoverntheService;and
prevent,identify,investigateanddeterfraudulent,
harmful,unauthorized,unethicalorillegal
activity,includingcyberattacksandidentitytheft.
(d)CreationofNonIdentifiableData.TheAppmaycreatedeidentifiedinformationrecordsfrom
personalinformationbyexcludingcertaininformatio n(suchasyourname)thatmakestheinformation
personallyidentifiabletoyou.Wemayusethis informationin
aformthatdoesnotpersonallyidentify
youtoanalyzerequestpatternsandusagepatternstoenhanceourproductsandservices.Wereserve
therighttouseanddisclosenonidentifiableinformationtothirdpartiesinourdiscretion.
DISCLOSUREOFYOURPERSONALINFORMATION
WediscloseyourpersonalinformationcollectedthroughyouruseoftheServicesasdescribedbelow.
(a)InAccordancewithOurOtherPrivacyNotices.OtherthanasdescribedinthisPrivacyPolicyin
connectionwiththeApp,thisPrivacyPolicydoesnotapplytotheprocessingofyourinformationbyus
or
thirdpartieswithwhomweshareinformation.
(b)ThirdPartyServiceProviders.Wemayshareyourpersonalinformationwiththirdpartyoraffiliated
serviceprovidersthatperformservicesfororonbehalfofusinprovidingtheApp,forthepurposes
describedinthisPrivacyPolicy,including:toprovideyou
withtheServices;toco nductqualityassurance
testing;tofacilitatethecreationofaccounts;tooptimizetheperformanceoftheServices;toprovide
technicalsupport;and/ortoprovideotherservicestotheApp.
(c)AuthoritiesandOthers.Regardlessofanychoicesyoumakeregardingyourpersonalinformation,
TheAppmay
discloseyourpersonalinformationtolawenforcement,governmentauthorities,and
privateparties,forthecomplianceandprotectionservicesdescribedabove.
LINKSTOOTHERSITES
TheAppmaycontainlinkstothirdparty websites.Whenyouclickonalinktoanyotherwebsiteor
location,youwillleavetheAppandgotoanothersiteandanotherentitymaycollectperson aland/or
anonymousinformationfromyou.TheApp’sprovisionofalinktoanyother
websiteorlocationisfor
yourconvenienceanddoesnotsignifyourendorsementofsuchotherwebsiteorlocationorits
contents.Wehavenocontrolover,donotreview,andcannotberesponsiblefor,theseoutside
websitesortheircontent.PleasebeawarethatthetermsofthisPrivacy
Policydonotapplytothese
outsidewebsites.Weencourageyoutoreadtheprivacypolicyofeverywebsiteyouvisit.
YOURCHOICESREGARDINGYOURINFORMATION
YouhaveseveralchoicesregardinguseofinformationontheServices.
(a)HowWeRespondtoDoNotTrackSignals.Somewebbrowserstransmit“donottrack”signalstothe
websitesandotheronlineserviceswithwhichyourwebbrowsercommunicates.Thereiscurrentlyno
standardthatgovernswhat,ifanything,websitesshoulddowhentheyreceivethesesignals.We
currentlydonottakeactioninresponsetothesesignals.Ifandwhenastandardisestablished,wemay
reviseitspolicyonrespondingtothesesignals.
(b)Access,Update,orCorrectYourInformation.Youcan
access,updateorcorrectyourinformationby
changingpreferencesinyouraccount.Foradditionalrequests,pleasecontactus.
(c)OptingOutofEmailorSMSCommunications.Ifyouhavesigneduptoreceiveouremailmarketing
communications,youcanunsubscribeanytimebyclickingthe"unsubscribe"linkincludedatthe
bottom
oftheemailorotherelectroniccommunication.Alternatively,youcanoptoutofreceivingmarketing
communicationsbycontactingusatthecontactinformationunder"ContactUs"below.Ifyouprovide
yourphonenumberthroughtheServices,wemaysendyounotificationsbySMS,suchasprovidea
fraudalert.You
mayoptoutofSMScommunicationsbyunlinkingyourmobilephonenumberthrough
theServices.
(d)OptingOutofLocationTracking.Ifyouinitiallyconsentedtothecollectionofgeolocation
informationthroughtheServices,youcansubsequentlystopthecollectionofthisinformationatany
timebychangingthe
preferencesonyourmobiledevice.Pleasenote,however,thatifyouwithdraw
consenttoourcollectionoflocationinformation,youmaynolongerbeabletousesomefeaturesofthe
App.
SAFEGUARDSANDRETENTION
Weimplementreasonableadministrative,technicalandphysicalmeasuresinanefforttosafeguardthe
informationinourcustodyandcontrolagainsttheft,lossandunauthorizedaccess,use,modification
anddisclosure.Nevertheless,transmissionviatheinternetisnotcompletelysecureandwecannot
guaranteethesecurityofyourinformation.
ANOTEABOUTCHILDREN
TheServicesarenotdirectedtowardsindividualsundertheageof18,andwedonot,throughtheApp,
intentionallygatherpersonalinformationaboutvisitorswhoareundertheageof18.Ifachildunder18
submitspersonalinformationtousthroughtheAppandwelearnthatthepersonal
informationisthe
informationofachildunder18,wewillattempttodeletetheinformationassoonaspossible.
PRIVACYPOLICYUPDATES
ThisPrivacyPolicyissubjecttooccasionalrevision.Wewillnotifyyouofanymaterialchangesinits
collection,use,ordisclosureofyourpersonalinformationbypostinganoticeontheServices.Any
materialchangestothisPrivacyPolicywillbeeffectivethirty(30)calendardaysfollowingnoticeofthe
changesontheServices.ThesechangeswillbeeffectiveimmediatelyfornewusersoftheServices.If
youobjecttoanysuchchanges,youmustnotifyuspriortotheeffectivedateofsuchchangesthatyou
wishtodeactivateyouraccount.ContinueduseoftheServicesfollowingnoticeof
anysuchchanges
shallindicateyouracknowledgementofsuchchanges.
CONTACTUS
IfyouhaveanyquestionsorcomplaintsaboutthisPrivacyPolicyorTheApp’sdatacollectionor
processingpractices,orifyouwanttoreportanysecurityviolationstoTheApp,pleasecontactTheApp
byemailat:info@guardianscu.coop;orbymailat:
3469SummitBoulevard
WestPalmBeach,FL33406